Update life quotes to use new policy API structure

- Update life quote types to use insured/buyer instead of client
- Update life fields: add coverage_type, coverage_amount, coverage_years, smoker, medications, surgeries, weight, height
- Remove deprecated fields: dateOfBirth, age, gender, preexistingConditions, preexistingDetails, beneficiaryName, beneficiaryRelationship
- Update life quote SetupStep component to use customer selection
- Add Insured and Buyer sections with customer search and selection
- Add health questionnaire with smoker, medications, surgeries, weight, height fields
- Add coverage_type field (banking | protection)
- Update life quote page to use new composables and API structure
- Update validation to use insured/buyer validation
- Update submission to use policy API with new structure

app/composables/useLifeQuoteDraft.ts

@@ -4,24 +4,17 @@ export function emptyLifeQuoteDraft(): LifeQuoteDraft {
   return {
     quoteMode: null,
     segment: null,
-    client: {
-      fullName: '',
-      email: '',
-      phone: '',
-      documentId: '',
-      organizationName: ''
-    },
+    insured: null,
+    buyer: null,
     life: {
-      dateOfBirth: '',
-      age: '',
-      gender: '',
+      coverage_type: 'banking',
+      coverage_amount: 0,
+      coverage_years: 10,
       smoker: false,
-      preexistingConditions: false,
-      preexistingDetails: '',
-      coverageAmount: '',
-      coverageTerm: '',
-      beneficiaryName: '',
-      beneficiaryRelationship: ''
+      medications: '',
+      surgeries: '',
+      weight: 0,
+      height: 0
     },
     forms: {
       medicalQuestionnaire: false,