Update life quotes to use new policy API structure

- Update life quote types to use insured/buyer instead of client
- Update life fields: add coverage_type, coverage_amount, coverage_years, smoker, medications, surgeries, weight, height
- Remove deprecated fields: dateOfBirth, age, gender, preexistingConditions, preexistingDetails, beneficiaryName, beneficiaryRelationship
- Update life quote SetupStep component to use customer selection
- Add Insured and Buyer sections with customer search and selection
- Add health questionnaire with smoker, medications, surgeries, weight, height fields
- Add coverage_type field (banking | protection)
- Update life quote page to use new composables and API structure
- Update validation to use insured/buyer validation
- Update submission to use policy API with new structure

app/types/life-quote-intake.ts

@@ -1,5 +1,3 @@
-import type { AutoQuoteClient } from '~/types/auto-quote-intake'
-
 export type LifeQuoteMode = 'single' | 'comparative_pdf'
 
 export type LifeQuoteSegment = 'individual' | 'corporate_keyman' | 'group'
@@ -7,19 +5,18 @@ export type LifeQuoteSegment = 'individual' | 'corporate_keyman' | 'group'
 export type LifeQuoteDraft = {
   quoteMode: LifeQuoteMode | null
   segment: LifeQuoteSegment | null
-  client: AutoQuoteClient
+  insured: any | null
+  buyer: any | null
   /** Life-specific subscriber details */
   life: {
-    dateOfBirth: string
-    age: string
-    gender: string
+    coverage_type: 'banking' | 'protection'
+    coverage_amount: number
+    coverage_years: number
     smoker: boolean
-    preexistingConditions: boolean
-    preexistingDetails: string
-    coverageAmount: string
-    coverageTerm: string
-    beneficiaryName: string
-    beneficiaryRelationship: string
+    medications: string
+    surgeries: string
+    weight: number
+    height: number
   }
   /** Mock: forms marked complete to proceed */
   forms: {
@@ -34,9 +31,9 @@ export type LifeQuoteDraft = {
 }
 
 export type LifeQuoteIntakePayload = {
-  quoteMode: LifeQuoteMode
-  segment: LifeQuoteSegment
-  client: AutoQuoteClient
-  life: LifeQuoteDraft['life']
-  solicit: LifeQuoteDraft['solicit']
+  policy_type: 'life'
+  insured: any
+  buyer: any
+  policy_details: LifeQuoteDraft['life']
+  selected_providers: Array<{ provider_id: string; email: string }>
 }