Add nuxt-skills and update auto quotes to use new policy API structure

- Add nuxt-skills (vue, nuxt, nuxt-ui) to .claude/skills/
- Create useCustomerSelection() composable for managing insured/buyer selection
- Create usePolicyApi() composable for policy API operations
- Update auto quote components to use insured/buyer instead of client
- Update vehicle fields: remove valorVehiculo, add market_value, requested_value, rc_limits
- Make chassis_number and engine_number optional
- Update auto quote types and composables to match new API structure
- Update auto quote page to submit to policy API with new structure

app/composables/usePolicyApi.ts

@@ -0,0 +1,67 @@
+/**
+ * Composable for policy API operations
+ * Handles quote submission and acceptance
+ */
+export function usePolicyApi() {
+  const { $policy } = useNuxtApp()
+  const toast = useToast()
+  const router = useRouter()
+
+  /**
+   * Submit a policy quote request
+   */
+  async function submitPolicyQuote(payload: {
+    policy_type: 'car' | 'life' | 'fire_structure' | 'fire_contents'
+    insured: any
+    buyer: any
+    policy_details: any
+    selected_providers: Array<{ provider_id: string; email: string }>
+  }) {
+    try {
+      const data = await $policy('/policies', {
+        method: 'POST',
+        body: payload
+      }) as any
+      
+      toast.add({ title: 'Quote submitted successfully', color: 'green' })
+      return data
+    } catch (e: any) {
+      toast.add({
+        title: 'Failed to submit quote',
+        description: e?.data?.error ?? e.message,
+        color: 'red'
+      })
+      throw e
+    }
+  }
+
+  /**
+   * Accept a quote plan and trigger solicitation
+   */
+  async function acceptQuote(applicationId: string, acceptedPlanId: string, acceptedBy: string) {
+    try {
+      const data = await $policy(`/policies/${applicationId}/accept`, {
+        method: 'POST',
+        body: {
+          accepted_plan_id: acceptedPlanId,
+          accepted_by: acceptedBy
+        }
+      }) as any
+      
+      toast.add({ title: 'Plan accepted successfully', color: 'green' })
+      return data
+    } catch (e: any) {
+      toast.add({
+        title: 'Failed to accept plan',
+        description: e?.data?.error ?? e.message,
+        color: 'red'
+      })
+      throw e
+    }
+  }
+
+  return {
+    submitPolicyQuote,
+    acceptQuote
+  }
+}